THE GAMBIA SOCIAL DEVELOPMENT FUND (SDF)

TERMS OF REFERENCE FOR SDF MICRO FINANCE OFFICER
Under the general supervision of the Fund Manager, the incumbent will be responsible for the following:
* Acting as a focal point and a clearing house for information of SDF’s micro finance operations.
*  Be responsible for pocessing, reviewing and screening of loan proposals submitted by individuals, groups and Micro Finance Institutions (MFIs) for financing and provide technical and financial analysis.
*  Prepare and produce appraisal report on each loan proposal for FMT and Board of Directors to act upon.
*  Preparation fo quarterly reports for the various credit funds under SDF management.
*  Preparation and administration of loan agreements and other contractual documents.
*  Follow up and monitor loan recipient inst it uons’ perfromance on how to loan is being adminstered..
*  Select, prepare and establish a data base for the micro finance department and maintain fully updated recors of loans, repayments, uses, MFIs’ perfomance and beneficiairies’ socio- economic characteristics.
*  Prepare and produce a brieft on activity plans and schedules s well as progress made on activities, perticularly launching workshops and annual project reviews.
*  Participate as a member of the Fund Management Team.
*  Any other duties assigned by the Fund Manager or his designated representatives.

Person specification for the position of micro finance officer

Education: An advance University education (MSC) in a field related to Development Studies, Finance, Economic or related Social Science. Additional courses in SME, Micro Finance, or Financial management will be an added advantage

Experience: A minimum of four years of progressively responsible experience in micro finance operations and savings mobilization. Candidates should also have a minimum of four years experience in the field of development or integrated rural development.

Other Desirable Skills: Knowledge  of computer applications for MS Word, Spread Sheets and presentations and internet  applications

Competencies: Excellent communication skills: good interpersonal skills and ability to establish and maintain effective working relationship with sensitivity and respect for diversity: ability to work under pressure and to independelty plan and organize workloads in order to meet deadlines; ability to build and sustain  effective working relationships with various contacts at different levels.

Salary very attractive
Closing date for applications is 26th May 2008.
Previous applicants need no re-apply. Interested persons should apply to: The Fund Manager
The Gambia Social Development Fund (SDF), Naccug House
Behind the Independence Stadium, Kanifing Institutional Area, Bakau
Only Short listed applicants will be contacted.

AUTHOR: DO